Ron Fredette's Blog
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Live in Manchester NH?
If you live in Manchester, NH and want to access information about how to apply for residential building permits here is your link to the site: http://www.manchesternh.gov/website/Departments/Building/PermitsandForms/tabid/239/Default.aspx Hope these forms help give you some ideas on what you can do yourself in Manchester.
The City of Portsmouth Will Give You Money to Move There?
The city of Portsmouth will give funds allocated from the federal and state government to those financially hit by the economic crisis through the Portsmouth Housing Authority. The Portsmouth Housing Authority protects those who have been a Portsmouth resident or who currently are a resident and are under financial distress. To meet the requirements of [...]
Monetizing Your $8,000 Tax Credit and Using it for Your Downpayment
On the May 29th 2009 the release by the U.S.Department of Housing and Urban Development states, “FHA-approved mortgagees and FHA-approved nonprofit organizations as well as Federal, state, and local governmental agencies and instrumentalities thereof may purchase the tax credit anticipated by the homebuyer.” What this means for you as a First Time Home Buyer is that you [...]
What is a Variance?
A Variance is a request for an exception to current zoning standards set on a particular piece of property. I only use the word exception to demonstrate that a change has occurred to the lands use. For a piece of property to be granted the change of use the owner must [...]
What is a Variance?
A Variance is a request for an exception to current zoning standards set on a particular piece of property. I only use the word exception to demonstrate that a change has occurred to the lands use. For a piece of property to be granted the change of use the owner must [...]
The Mortgage Disclosure Improvement Act
MDIA (The Mortgage Disclosure Improvement Act) went into effect on July 30th 2009. How this effects you as a consumer is very important to your process in purchasing a home. The MDIA affects those who are preparing to finance their purchase through a home loan. First, The MDIA amends the [...]
Hardwood flooring vs. Laminate
How can you tell the difference? Laminate is basically a picture of wood flooring. Hardwood flooring will most likely show the grooves of its installation. There are two types of hardwood flooring options: Solid hardwood and Engineered hardwood. Solid hardwood flooring is comprised of a cut from a single piece of wood. Engineered wood is multiple [...]
The Housing Market Beat!
Long-term fixed mortgage rates rose slightly over the past week while rates on adjustable-rate mortgages (ARMs) were little changed. Last week’s release of July?s employment report showed a slight improvement in the declining labor market. The unemployment rate ticked down to 9.4 percent in July, representing the first monthly decline since April 2008. Approximately 247,000 [...]
Ways to Beat the Heat
I’m a pretty frequent runner and with the recent spike in weather thought this would be a good discussion to demonstrate how one can ‘Beat the heat.’ First, try running in the morning since it is cooler, but the humidity is going to be higher. If you run in the afternoon the pavement holds the [...]
Don?t miss out on the $8,000 credit
Recently the IRS was given the ability to grant first time home buyers $8,000 credit or 10% of the purchase price ($8,000 being the max) on their tax return. You must be a first time home buyer and use the home as your primary residence. To qualify as a first time home buyer you must [...]
